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 30-year fixed

 4.875%

 APR

 5.018%

 LTV

   90%

 Pymt

 $  1,323.02 PI

 15-year fixed

 4.50%

 APR

 4.840%

 LTV

   90%

 Pymt

 $  1,912.48 PI

 Jumbo 30-year fixed

 7.50%

 APR

 7.840%

 LTV

   90%

 Pymt

 $  2,915.73 PI

 Jumbo 3/1 Arm

 6.875%

 APR

 7.018%

 LTV

   90%

 Pymt

 $  2,739.40 PI

 FHA 30-year fixed

 4.875%

 APR

 5.018%

 LTV

   97%

 Pymt

 $  1,164.26 PI

 VA 30-year fixed

 4.875%

 APR

 5.018%

 LTV

  100%

 Pymt

 $  1,164.26 PI

 FHA 3-year arm

 4.50%

 APR

 4.840%

 LTV

   97%

 Pymt

 $  1,114.71 PI

 75% non-owner 15-year

 5.250%

 APR

 5.542%

 LTV

   75%

 Pymt

 $  2,009.69 PI

 75% non-owner 30-year

 5.750%

 APR

 6.004%

 LTV

   75%

 Pymt

 $  1,458.93 PI

 30 year - Interest Only

 6.50%

 APR

 6.840%

 LTV

   90%

 Pymt

 $  1,354.17 PI

 USDA Rural Housing

 4.875%

 APR

 5.018%

 LTV

   100%

 Pymt

 $  1,164.26 PI

 3-year fixed (arm)

 5.00%

 APR

 5.294%

 LTV

   90%

 Pymt

 $  1,181.01 PI

 5-year fixed (arm)

 4.75%

 APR

 5.004%

 LTV

   90%

 Pymt

 $  1,147.62 PI

 40-year fixed

 7.25%

 APR

 7.542%

 LTV

   90%

 Pymt

 $  1,407.28 PI

All residential rates quoted for purchases.  All rates are quoted with a 30-day lock period and full income documentation.  Rates and programs are subject to change and full lender approval. 15 & 30-year fixed, Non-owner, ARMS and Balloons are based on $250,000 loan amounts.  USDA / FHA amounts are $220,000 / VA amounts are $220,000.  Jumbo amounts are $417,001.